Today’s Mortgage Rates (Canada)

Quick view of typical 5-year fixed and 5-year variable offers from major Canadian banks. Use the calculators to estimate payments or check affordability.

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Best 5-Year Fixed

Fixed locks your payment for the term; confirm details with lender.

Five-year fixed mortgage rate comparison, lowest first
Bank5-Year Fixed

Best 5-Year Variable

Variable moves with prime; payments can change.

Five-year variable mortgage rate comparison, lowest first
Bank5-Year Variable

Indicative averages from major Canadian banks. Sorted lowest rate first. Confirm details with lenders; eligibility can change.

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Compare payments with your numbers →  •  Fixed vs Variable – FAQs →